Multi-gateway orchestration, ML fraud prevention, automated tax compliance, subscription billing, split payments, and chargeback management — all in one commerce-native payments layer.
Commerce businesses lose 1.5–3% of revenue to fraud and another 2–4% to failed payments. Our payments layer fixes both. Intelligent gateway routing maximises approval rates. ML fraud scoring blocks fraudulent orders before they ship. Automated dunning recovers failed subscription payments silently.
Route payments intelligently across 30+ gateways for maximum approval rates
Block fraud before fulfilment with ML risk scoring and 3DS orchestration
Automate tax collection across 100+ jurisdictions with Avalara/TaxJar
Recover failed subscription payments with smart dunning sequences
Intelligently route each transaction to the highest-approval gateway based on card type, region, and real-time success rates.
Real-time risk scoring on every transaction: device fingerprinting, velocity checks, geolocation mismatch, and custom rule engine.
Automatic sales tax, VAT, and GST calculation per jurisdiction. Integrated with Avalara and TaxJar. Audit-ready reports generated on demand.
Automatically route each payment to the best-performing gateway based on real-time success rates, cost, and regional coverage. Fallback routing on failure prevents lost sales.
Every transaction scored in under 50ms. Velocity rules, device fingerprinting, IP geolocation, email risk, and card BIN analysis — custom risk thresholds per product or customer segment.
Dynamic 3DS2 challenge flow triggered by risk score. Frictionless for low-risk orders, step-up authentication for high-risk — maximising approval rates while reducing fraud.
Marketplace-native split payments. Commission deducted at checkout, vendor share transferred on configurable settlement cycles via Stripe Connect, Paystack, or Flutterwave.
Plan management, proration, usage-based billing, trial periods, and smart dunning sequences that automatically retry failed payments with optimal timing.
Real-time VAT, GST, and sales tax calculation across 100+ jurisdictions. Avalara and TaxJar integrations. Tax-inclusive pricing, reverse charge, and digital goods rules.
Automated evidence compilation for dispute responses. Win rate tracking per gateway, chargeback reason code analysis, and proactive high-risk order flagging.
Approval rates by gateway and card type, fraud rates, refund rates, average transaction value, revenue by geography, and subscription MRR — all in real time.
Accept Bitcoin, Ethereum, USDT via Coinbase Commerce or Binance Pay. Mobile money (M-Pesa, MTN MoMo), BNPL (Klarna, Afterpay), and local payment methods.
Visa, Mastercard, Amex, Apple Pay, Google Pay
PayPal, Stripe, Adyen, Braintree, Square
Flutterwave, Paystack, Razorpay, Xendit
Coinbase, Binance Pay, USDT, BTC, ETH
Up to $500K monthly GMV
Up to $5M monthly GMV
Unlimited GMV
See gateway orchestration, ML fraud scoring, and subscription billing live in a demo tailored to your transaction volume.